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There are good reasons to consider Liability Insurance from AIG

AIG provides tailored general, excess and speciality casualty solutions for domestic and multi-national organisations of all sizes.

Coverage includes accidental contamination and malicious tampering to food and drink products as well as Product Extortion.

Cover features recall, replacement, clean-up loss which includes:

  • Replacement or restoration costs
  • Crisis containment costs
  • Pre-recall expenses
  • Recall and distribution costs
  • Extortion monies
  • Business interruption loss which includes loss of gross profit, expense to reduce loss, marketing expense and clean-up interruption

Provides cover for legal liability consequent upon death of, or bodily injury to, or illness of an employee which occurs during and in the course of employment and which results in a claim or claims first being made against the insured during the period of insurance. 

Cover is available only if it is purchased together with WCA.

Public/Products Insurance provides protection against claims arising from: 
• Accidental bodily injury to any person 
• Accidental loss of, or damage to, property 

Happening in connection with the business and occurring within the territorial limits described and happening during the period of insurance. Since the promise to indemnify is the basis of the policy, strictly speaking Insurers are not liable to make payment until the Insured has been found "legally liable" to pay for damages.

Provides for compensation to employees for work related injuries & diseases contracted in the course of employment.